Payment habits: cards, crypto, e-wallets, PayID


Introduction

The choice of payment methods in online casinos directly reflects the behavior and expectations of players. The Australian market in 2025 is characterized by a high diversification of payment methods: traditional bank cards still retain their positions, but cryptocurrencies, e-wallets and PayID are gradually forming new standards.

Bank cards: stability and trust

Visa and Mastercard remain familiar tools, especially for older players.
Strengths: trust, simplicity, high prevalence.
Weaknesses: long withdrawal periods (2-5 working days), commissions, stricter control of transactions.
Audience share: about half of the players use cards at least once a month, but popularity is gradually declining.

E-wallets

Key services: Skrill, Neteller, PayPal.
Advantages: transaction speed, flexibility, high anonymity compared to cards.
Disadvantages: translation fees and limited access on individual platforms.
Gaming behavior: e-wallet is chosen by more experienced players who value quick access to funds and frequent deposits.

Cryptocurrencies

Most used: Bitcoin, Ethereum, Tether (USDT).
Reasons for popularity: instant transactions, high degree of anonymity, minimum fees.
Risks: exchange rate volatility and low level of regulation.
Dynamics: cryptocurrencies are actively gaining popularity among young audiences, especially in the high-rollers segment, which values ​ ​ privacy and speed.

PayID is an Australian trend

PayID has become one of the fastest growing payment systems in AU.
The main advantages: simplicity (transactions by email or phone number), instant transfers between banks, high degree of protection.
Gaming behavior: especially in demand among a mobile audience accustomed to quick one-click operations.
Forecast: During 2025-2026, PayID may catch up with e-wallets in popularity among active players.

Method comparison table

Payment methodDeposit speedWithdrawal speedCommissionsConfidence levelPopularity in AU
Bank cardsInstant2-5 daysMediumHighModerate (reduced)
E-walletsInstantUp to 24 HoursHighHighGrowing
CryptocurrenciesInstantInstantLowMediumActive Growth
PayIDInstantInstantMinimalHighFast Growth

Conclusions

1. Cards hold positions due to trust, but lose their audience among young people.
2. E-wallets remain the choice for active players preferring quick withdrawal.
3. Cryptocurrencies are cemented as a conduit for high rollers and advanced users.
4. PayID becomes a local market driver, forming a habit of instant transactions.
5. For casino operators, the optimal strategy is to maintain a minimum of three payment options, including PayID and cryptocurrencies, to reach all audience segments.